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Ruthless and Merciless Kenya Women Microfinance Bank (KWFT) on Loan defaulters.



The Kenya Women Microfinance Bank, formerly known as Kenya Women Finance Trust, was founded in 1981 to address the financial needs of women.

Unfortunately, through KWFT, clients have been left poorer than they were before they joined the bank against their (KWFT) vision, “To be the Women Financial Solutions Provider with a Difference.” KWFT, is a top tier Microfinance bank in Kenya with 45 branches out of 47 counties. KWFT boasts to be serving over 800,000 clients across the country with over 2800 dedicated employees.

KWFT styles itself as an unregulated bank, insurer and acts illegally as a Kangaroo court and a ruthless auctioneer. Unsuspecting poor women are induced to take loans with strange terms and sweet deals which often end in premium tears, depression and poverty. 

KWFT mercy on assets recovery is none of their business – none of their language eithee. They sweep clean properties of loan defaulters without within a twinkle of an eye and without a blink and are always on time that immediately when 00:01hrs ticks, they’ll be right on your doorstep or homestead to sweep clean any valuable and invaluable assets even if grass is an asset to them. In a gated property, they demolish and carry it along even if it exceeds their aimed value. They’re considered thorough and a no go zone to those considering to acquire loans from them if there’s a possibility of defaulting. 


They’ve no grace period. No remorse. Inconsiderate. With 80% of the clients in rural settlement, KWFT has deliberately trapped poor souls in rat race.

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Victims of their wrath took to social media in a heated discussion and engagement expressing their experience, displeasures that isolates the bank from other banks on how they handle loan defaulters.

KWFT asset recovery actions discourages potential customers and as it stands now, interested clients should beware and reconsider other avenues, other banks since KWFT is a no go zone especially during this covid19 period where SMEs, people are struggling in a recovering economy, there’re lots of defaults in loan repayment but KWFT seems not to understand this language.

Avoid KWFT, if you want avoid drama.


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JohnBosco is a Liberated Mind. Polymath. Incisive Pundit on Governance, Independent Investigative Commentator and a Medic. For any insightful info email [[email protected]]



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