Connect with us
https://crm.cytonn.com/events/weekly_real_estate_site_visit

Investigations

The Mungiki Fear Factor

Published

on

'Nairobi Business Community' during the press conference.

 

The mention of Mungiki sends shivers down any spine that knows how heartless this dreaded sect is. A criminal gang used in cold blood murders, robberies and all the criminal activities you can think of. Ross Kemp, One of the world’s most courageous investigative journalists flew down to Kenya to follow up on Mungiki, he admitted to this group is one of the most ruthless gangs in the world he has had encounters with.

During the 2008 PEV, 1200+ were killed majority by police and tribal cleansing in Naivasha. Members of the Mungiki Sect were suspected to have been used in the ritual killings that targeted members of communities that cites against Kibaki from the Kikuyu Community, Mungiki identifies themselves as the soldiers of the community. President Uhuru would be then indicted by the International Criminal Court in the Hague for financing this terror group that killed hundreds. Known for being extra brutal, their executions were marked with chopping off body parts.

I remember during the PEV period I was staying on Kisumu and women transported in police escort from Nairobi on fleeing after Mungiki attacks arrived terrified and relieved at the same time. One woman held the attention of many when she arrived with a human body wrapped in a green plastic bag, it was her husband’s who had been killed by the Mungiki and head chopped off. She has salvaged the head only to go and bury. We’ve heard of horror stories how chopped off heads were used to block roads, blunt objects used to forcefully circumcise perceived enemies. State protection was allegedly granted to the dreaded sect and they even had privileges of police uniform for camouflage. However, Uhuru would later be acquitted by the ICC and matter out to rest.

Kibaki’s government under Minister Michuki did a clean sweep on Mungiki when they became a menace and hundreds were killed without secrecy and apology. Sect leaders Maina Njenga, Ndwiga Waruinge and other surviving sect members would, later on, abandon the group and converted to the church. Whether this was strategical or genuine nobody really knows. However what we know is Mungiki exited the stage, went away from the limelight.

Related Content:  NIS Officer Reveals How They Identity, Profile, Track And Kill Opposition Supporters

We’ve lived through the years without mention not fear of Mungiki, we’ve instead had struggling criminal gangs in the city like Gaza primarily made of malnourished, drugs consumed and brainwashed teenagers terrorize the residents. They’ve been equally met with police brutality and swept clean given unrelenting efforts by ‘Hessy’ a pseudo name for a killer cop who never forgive.

File photo of Mungiki sect members during oath taking.

Back to the story of the day. While Kenya is preparing for fresh election after a stolen one was busted by the Supreme Court, different strategies are being used by different parties to capture attention and affection from their fanbase and basically whip up emotions. Days back supposed Nairobi Business Community held a press conference to protest against NASA planned anti-IEBC demos in the City to force incriminated officials out of office before the election. Having watched the seven-minute ‘Presser’ i made key observation that pointed at a sinister motive; instilling fear! The alleged businessmen mentioned business only once and the entire statement was political full with threats, threats and more threats.

It’s not easy to see this well-orchestrated scheme that’s why Kenya Insights is always here to give you that second look. If you’ve noticed, Jubilee has been on a legitimacy convincing spree a campaign aimed at affirming their supporters that Uhuru is fully in power even though in reality, the constitution limits his powers but that’s part of the strategy. Jubilee will sell their supporters ice cream of they were Eskimos and they’ll still take it.

The press conference starts with full GEMA rituals signaling who are targeted in the messaging, the GEMA community. They go ahead to give a statement that reads like a terror movie, they speak with so much authority you’d think it was Uhuru speaking but again this is not a brainer. The spokesman says “Uhuru will remain the president until he’s sworn in again” he goes ahead to repeat that line. Here the message is simple, kill the spirits of the opposition still holding hopes of Canaan. Well calculated speech delivery.

The statement goes to further state how they’ll protect the vote and Uhuru presidency. Jubilee supporters, by the way, are fully convinced the court stole their victory without paying attention to the court’s verdict that didn’t challenge the numbers Uhuru got but the conformity and noncompliance to the constitution by the IEBC but hey not any amount of sense can change an already made up mind so no need of going deeper.

Related Content:  Women and Politics, The Frustrations In Sexist Kenya

If interest, however, is the clever use of dreadlocked, stone-faced, men in the presser. If you noticed, they’re strategically placed in the center for full camera capture and at no point are they captured smiling, they wore that no-nonsense face the end. The Hidden message in this thing is Mungiki factor. See, the sect initially was characterized with long untidy dreadlocks and snorting some drug, if you look keenly you’ll notice in the background they’re snorting or pretending to be.

Members of Mungiki sect wielding machetes

To complement Uhuru’s legitimacy and Jubilee power control I think whoever crafted this wanted to assure the supporters particularly the GEMA that their ‘soldiers’ are fully on board to supplement the State power just in case. But this thing is ridiculous staging because Mungiki members dumped the dreadlocks to camouflage and in fact, most of them are in suits and in big offices nowadays.

In my own thoughts, I think there’s a well laid out plan to cause voter apathy especially in the opposition areas including voter displacement. Those informal sectors will buy into this and are often most targeted in the fear-mongering strategies. Remember in the run-up to 8/8 there was a plastic war atmosphere created that never was. Jubilee is strategically putting NASA on the receiving end, keeping them agitated and involved in rebuttals as Jubilee is busy campaigning. You’ll see unrealistic legislations being pushed that will have NASA complaining, meanwhile, Jubilee will be campaigning.

I highly suspect that towards the 26th election date Jubilee will give in and allow NASA’s irreducible minimums and by then they’d have fully configured the system to beat NASA before the polling station opens. Cambridge Analytica, the company advising Kenyatta specializes on manipulating gullible minds and operates best in a divided society, Kenya is a fertile ground given sharp ethnic divisions that have made their work even easier. Fear is their trading commodity and that’s why you’ll notice Every time we move closer to the election date, fear of violence increases. It is not surprising to the watchful eyes. This time Mungiki seems to be an asset in their push. Mungiki narrative is brought back to whip up emotions, fear to opposition and ‘confidence’ to Jubilee. If it was genuine, you wouldn’t see them in camera but hit unexpectedly like in 2008. This is all but a strategy to create a notion. Cambridge are experts at manufacturing hot air but again this is Kenya.

Related Content:  The Making Of A Suicide Bomber, Former Al Shabaab Fighter Reveals Behind Scenes

Jubilee like any other contender is in this election to win and if they went wrong the last time, they can’t afford to lose twice and that’s why they’ll they’ll everything possible including dumping the constitution to install a totalitarian government. NASA an opponent can’t sit back as a crybaby but study their opponents, secretly plan their attack strategy and stop Jubilee. What took down the communists in Divided Germany was the perception and realization by common folk that the communists were not as powerful as they projected themselves. Jubilee projects itself as insurmountable to experience defeat at the ballot. In truth, they are stiffly scared of a transparent process, in truth they neither have numbers nor have the backing of Kenyans. It’s time the common folk knows this, in the villages and hamlets.

And lemme be extravagant with the truth, if Jubilee was confident of a clean sweep, a clean win in a clean election and had the imaginary numbers I promise you wouldn’t be seeing the twerking going around. It would be zero side shows, combined efforts to ensure flawless electoral process but since lies are more convincing they’ve resorted to clutching on every sideshow available. We all know who can’t win in a clean fair election and who can win but just don’t want to say it. Anyway, if this didn’t open your eyes one lid, you can go back to consuming brainwashing lies. I’m out until the next.

Watch the ‘Nairobi Business Community’ presser below.


Kenya Insights allows guest blogging, if you want to be published on Kenya’s most authoritative and accurate blog, have an expose, news, story angles, human interest stories, drop us an email on [email protected] or via Telegram

Kenya West is a trained investigative independent journalist and a socio-political commentator on matters Kenya and Africa. Send me tips to [[email protected]]

Continue Reading
Advertisement

Investigations

Shadowy Billionaire Humphrey Kariuki Is On The Run Over Sh3Billion Monthly Tax Evasion And Massive Fraud

Published

on

Businessman Humphrey Kariuki.

Kenya’s leading alcoholic spirits manufacturer Africa Spirits Limited (ASL) is on the spot following a raid conducted by DCI and Kenya Revenue Authority officers. The joint raid that was conducted at the company’s factory in Thika was headed by the head of Flying Squad Musa Yego in conjunction with senior officials from KRA.

Investigators from KRA and DCI during the raid seized around 21 million counterfeit excise stamps and 312,000 litres of suspected illicit ethanol with an estimated tax potential of Sh. 3billion monthly at Africa Spirits factory in Thika, in an operation that commenced on 31st January 2019.

Yego said they conducted the raid following a tip-off. He added they were also investigating possibility of production of sub-standard alcohol in the factory. “We have arrested three employees who would be arraigned in court. We are also looking for the owner of the company,” said Yego. Ann Iringu a deputy commissioner at KRA said the raid was geared towards fighting illicit trade. Iringu said they were also investigating to see if the company conforms to taxation laws.

She added they had also confiscated some of KRA stamps.“We will also carry out investigations to ascertain if ethanol that has been confiscated here is illicit and if alcohol production going on in the factory is illegal,” said Ms Ngugi. The KRA official said ongoing investigations which will take about a week will reveal if the company has been evading tax and to what extent. She appealed to KRA officials at the country’s border points to be vigilant in order to ensure no illegal goods get access to the Kenyan market.

Related Content:  The Making Of A Suicide Bomber, Former Al Shabaab Fighter Reveals Behind Scenes

Established in 2004, African Sprit Limited has been instrumental in shaping the local alcohol beverage market, with its brands leading various segments of Brandy, Gin and Vodka.

Some of it products include Legend Gold Brandy, Blue moon Vodka, Blue Moon Vodka flavors (Apple, Mango & Ginger), Gypsy King Gin and The Furaha Range among others.

African Spirit Limited is owned by shadowy Billionaire Humphrey Kariuki who has been implicated in other scandals including drug trafficking even though the courts recently cleared his name of the accusations. Kariuki who co owns empire with Harun Mwau are said to be falling apart after a 40 year partnership.

The two were named in the drug cartel. Amongst their known businesses includes The Hub an upmarket mall in Karen, Mount Kenya Safari Club In Nanyuki, Wines of the world amongst many others that we shall mention in our subsequent series in exposing a long history of fraud including Kariuki’s Involvement in South Sudan war where his oil company was involved in looting the funds and fueling the escalating war.

Last year, the government scuttled Wine of the World Beverages bid to exclusively import and distribute exotic wine and spirit brands from seven international suppliers to avert a monopoly.

In a statement, the Competition Authority of Kenya said the company’s exclusive distributorship agreements with the distributors would have seen it dominate the market and lock out rivals at the expense of consumers.

His roots in South Sudan is so deep that Salva Kirr spends at his opulent Dik Dik Gardens, Kileleshwa home. Kiir In a report by Sentry was named amongst South Sudan’s leaders use the country’s oil wealth to get rich and terrorize civilians.

Related Content:  Women and Politics, The Frustrations In Sexist Kenya


Kenya Insights allows guest blogging, if you want to be published on Kenya’s most authoritative and accurate blog, have an expose, news, story angles, human interest stories, drop us an email on [email protected] or via Telegram
Continue Reading

Investigations

‪DCI Recommends Charges Against Five Local Banks Over Involvement In The NYS II Heist As DPP Haji Forms Team To Review Files‬

Published

on

DPP Noordin Haji.

Trouble looms for banks and officials who were involved in the illegal NYS II transactions a scandal that saw Sh8B embezzled. DPP Noordin has issued a statement on the progress following investigations on the marked banks by the DCI.

DCI investigations as directed by the DPP on the criminal culpability has found five banks liable; Standard Chartered, KCB, Equity,Co-Op bank and DTB all have a case to answer. The banks violated restrictions that govern banks in Kenya by facilitating flow of proceeds from crime and money laundering.

Investigations established that the Standard Chartered Bank received a total of Sh.1,628,902,000 between January 2016 and April 2018 out of which Sh.588,558,000 was suspiciously transacted by bank’ Officials without reporting to the Financial Reporting Center as opposed to the POCAMLA regulations.

KCB according to the investigations had received Sh800M of which Sh148,397,000 was suspiciously transacted by bank officials without sticking to the POCAMLA regulations.

Equity Bank received Sh.886,426,904 and that Sh264,200,000 and USD58,000 was transacted without adherence to the regulations.

Diamond Trust Bank which is currently under prove over involvement in helping Dusit terrorists launder their money for the attack, is in the frying pan as well. Investigations reveal that, the bank had received Sh.164M out of which Sh27,946,298 went without being captured by the regulatory board.

Co-Op Bank received Sh.250M and suspiciously transacted Sh.25M without reporting. DPP has since constituted a team of senior prosecutors who’ll review the files and give recommendations in the next two weeks.

DTB had been fined Sh56 million by CBK while Co-operative Bank will pay Sh20 million. The five banks handled a total of Sh3.5 billion from NYS with StanChart handling the largest transaction worth Sh1.6 billion followed by Equity Bank at Sh886 million, while KCBprocesses Sh639 million. The same banks involved in the NYS I are also the ones being chopped over NYS II. It seems the fines never worked so the punishment this time should even be heavier.

Related Content:  The Making Of A Suicide Bomber, Former Al Shabaab Fighter Reveals Behind Scenes


Kenya Insights allows guest blogging, if you want to be published on Kenya’s most authoritative and accurate blog, have an expose, news, story angles, human interest stories, drop us an email on [email protected] or via Telegram
Continue Reading

Investigations

How Gulf African Bank Conspired To Defraud A Client His Sh500M Property In An Insider Mortgage Fraud Scheme

Published

on

Gulf African Bank managing director, Abdallah Abdulkhalik.

In March 2009, SAX Limited had sought a loan from Gulf Bank to buy two aircrafts and related equipment. Mohamud Sheikh Hussein offered his property L.R No. Eastleigh 36/11/1 as the guarantor. By then, his property was worth Sh160M and has since gone up. For him it was just another of many bank engagements but unknown to him, it would end up in a decade long fight to regain full control of his suit property.

In April, 2009, Gulf Bank after reviewing the securities, agreed to advance a Murabaha Asset Finance Facility To SAC Ltd as the borrower Sh95M. This amount would be used in purchasing a used Aircraft Beechcraft Baron 95-E55,5Y-BPC at a cost of Sh11,200,000. A 5 tonne, Sideley HS478 Aircraft From Track Mark Ltd at Sh80M and Sh2.9M to purchase propellers.

The Sh160M property of Mohamud was to guarantee for Sh120M with SAC directors guaranteeing Sh94M but the registration was to remain jointly in the name of the bank and the company SAC. The terms for this MURABAHA facility was that profit and not interest would be charged at 16.5% of the facility.

That was a deal sealed and so Mohamud thought his work was finished. Things started making twists on 4th May barely weeks after SAC was advanced the principal amount of Sh95M. Gulf issued SAC with a second letter of offer varying the terms of the MURABAHA facility and this would translate into review of security terms for the mortgage. In a offer letter dated 4th May 2008, now the security property as the first ranking had a legal charge of  Sh95M, Mohamud switched to guarantee Sh95M.

In a letter of offer dated 4th November 2009 and seen by Kenya Insights, a second Murabaha stock finance was advanced to SAC the borrower for the sum of Sh15M. This amount was over and above the sums secured by the initial mortgage dated 9th September according to court papers.

Now here’s the point Fraud started playing, this second facility of Sh15M was given by the bank to SAC using Mohamud’s knowledge and consent as the guarantor and so the Murabaha facility wasn’t secured by the initial mortgage according to a court of appeal ruling on this case.

Gulf representatives liaised with SAC, reviewed the terms of mortgage while using the guarantor’s property, went ahead and issued another facility of Sh15M without his consent just to make the open breach clearer. The varied terms of repayment of the loan facility were of no effect and as a result, Mohamud was discharged from his obligation. Gulf unlawfully accommodated SAC the borrower and varied his terms of payment.

Related Content:  Incisive : Matiang'i Must Train His Tongue And Restrain Lest He Deepen Public Mistrust On IEBC

Having been fully discharged by the bank as a guarantor, there was no way in law the bank would reviver any amount on the second facility from Mohamud but from SAC the principal borrower. To affirm this in a demand letter dated 26th April 2010, in admission to this fact, wrote to SAC seeking the payment of the second facility. Mohamud wasn’t copied since he had been fully discharged by the bank as the guarantor on the principal amount.

In June 24th 2010 according to court documents, Gulf confirmed that SAC had fully settled the Murabaha loan facility which was done by the insurers on payment of the insurance of $370,000.

It didn’t end there, SAC(borrower) went ahead and sought a third facility(Tawarraq Working Capital Finance) Of Sh58,672,978 which was to be repayable in 24 months. Once again, Mohamud’s Eastleigh property without his knowledge and consent, was used to guarantee this third and illegal loan facility which wasn’t registered against his property according to court papers.

SAC the principal borrower defaulted in the payment of the third facility and Gulf sent him a demand letter dated 19th November 2010 seeking the settlement of arrears of Sh4,174,525.31. This letter wasn’t copied to Mohamud in tacit admission by the bank that Mohamud wasn’t liable as the guarantor.

Despite of all the accusations of playing dirty, the bank insisted that Mohamud was aware of the variations and approved them contradicting their body language. They never engaged him at any point after inking the initial mortgage facility.

In a sharp twist by a letter dated 26th January 2011, a firm Mohamed Muigai Advocates purported to issue a three months statutory notice on behalf of the bank seeking payment of Sh67,078,541.08. Here’s where the real games started playing.

SAC as the principal borrower informed Mohamed Muigai firm that the bank had waived the purported statutory notice by accepting payment and rescheduling proposal. By this, SAC admitted to liability as the principal borrower and the numerous proposals for settlement.

Despite all the breaches of all standard banking precepts, Gulf Bank purported to restructure the loan facility to make Mohamud who was the guarantor to make him the principal borrower. This, Mohamud says in court letters that it was illegal,l and vitiated by Fraud, duress and coercion so as to constitute an unconscionable bargain in law.

Related Content:  NIS Officer Reveals How They Identity, Profile, Track And Kill Opposition Supporters

In play, the security documentation and letters were all drafted by the Gulf’s legal department and Mohamud wasn’t allowed the privilege of independent legal advice on the implications of signing the letter of offer dated 26th May 2011 in what he says the bank unlawfully coerced and duped him by purporting to restructure the loan facility and waive its exercise of statutory power of sale while in law, the bank didn’t have any statutory power of sale.

It doesn’t make sense that the bank purportedly made Mohamud the principal borrower yet there wasn’t consideration for the diminishing Musharaka sale and lease back Finance facility and not a single cent has been disbursed to Mohamud.

Worth noting that the bank had initially discharged Mohamud as the guarantor when it rescheduled the facilities in favore of SAC the principal borrower. For a fact, Gulf Bank has forwarded Mohamud a re-conveyance Of mortgage confirming that all the money secured under the mortgage of Sh95M the principal amount that is the only one he approved to had been fully paid.

Reconveyance of mortgage forwarded by the bank to Mohamud clearing him.

Amina Bashir, the Then Bank’ Company Secretary and Head of Legal Department is a key person of interest in this ploy. According to court documents seen by Kenya Insights, Amina drew agreements dated 26th May 2011 and purchase agreement dated 30th June 2011 in which she made Mohamud liable for payment of Sh68,455,295.08. In this reversal of roles, Amina purported to make Mohamud the principal borrower (SAC) now the guarantor to Mohamud when in fact no facility was advanced to him.

The Sh68.4M that now the bank was putting on Mohamud, Musharak Asset Purchase Agreement that Mohamud alleges he was duped and coarced into signing is described as a clear fraud on his side to enable the bank sale his property. Simple question that the bank need to answer is if Mohamud was a principal borrower as they purport then where’s the proof that he was paid? None as it never happened.

September 4th 2012, SAC the principal borrower in admission through a letter, confirmed it owed the bank the Sh68,455,295.08 that the bank purported to have been borrowed by Mohamud in their reversal roles theatrics. This debt according to court documents is fictitious and fraud that can’t be basis of any valid statutory notice.

Related Content:  The Die Is Cast For Isaack Hassan And His IEBC Team

In arguing their case to hold the statutory notice, Gulf Bank lies to the Court of Appeal by not disclosing that they had registered a re-conveyance of mortgage dated 8th August 2011 on 18th 2011 and there wasn’t mortgage in force.

The Chief Land Registrar confirmed that the last entry on the file was the re-conveyance of mortgage confirming that the property is fully and legally under Mohamud and held no debt, keep in mind the bank has cleared him of the loan.


With everything working against them and all factors exposing this clear fraud, Gulf Bank has served Mohamud with a notice of sale by public auction by Garam Investments on 17th Dec in respect of his Eastleigh property that he used to guarantee a loan and which the bank had cleared him of. The property would be auctioned on 19th February 2019 despite there being no mortgage registered against the property, non whatsoever

Following the sustained efforts to illegally acquire and sell his property, Mohamud has since published a Caveat Emptor Buyer Beware on local dailies warning the public against being duped into the purported public auctioning of his Eastleigh property.

PUBLIC NOTICE!

At Kenya Insights, we’re just opening a case which we believe if it’s the norm, then there could be many  frustrated customers like Mohamud. We’re asking members of public who might have fallen prey to such mannerisms of coercion and duping to write to us with solid proof on either Gulf Bank or any financial institution, we will highlight. Our email is below this post.

As for Gulf Bank, we’ve picked this case and will be going into much deeper details in subsequent series, how a bank turned against a guarantor is a reason to worry many other potential or existing guarantors to their facilities. What does the bank know that Mohamud or the courts doesn’t know? Why is the bank withholding Mohamud’s land documents despite having cleared him of any debt? Why did Amina Bashir change the loans agreements along the way without consent of the guarantor? What’s the level of BODs involvement in this scheme? Series continues…


Kenya Insights allows guest blogging, if you want to be published on Kenya’s most authoritative and accurate blog, have an expose, news, story angles, human interest stories, drop us an email on [email protected] or via Telegram
Continue Reading

Most Popular